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I'm done making desktop applications (2009)

A 2011 article that still feels uncomfortably true in 2026

Bank CEO: Retract your debanking piece? Me: No

I'm done making desktop applications (2009)

Falsehoods Programmers Believe About Names

How Running a Business Changes the Way You Think (2011)

Falsehoods programmers believe about names

Don't call yourself a programmer, and other career advice

Japan's Hometown Tax (2018)

What I would do if I ran Tarsnap (2014)

Salary Negotiation: Make More Money, Be More Valued

Work less, get more done: Analytics for maximizing productivity (2009)

Don't Call Yourself a Programmer, and Other Career Advice (2011)

Recommendations for Japan

Don't End the Week with Nothing

Demystifying Financial Leverage

Tether's Troubles in November 2022

Markets in Power

The optimal amount of fraud is non-zero

The Branch Banking Model

Siting Bank Branches

Tether Required Recapitalization in May 2022

Japan's Hometown Tax

Plastic (and payments) in the fantasy supply chain

Selling to the Fortune 500, Government, and Other Lovecraftian Horrors

Accounting for SaaS and Swords

Moving Money Internationally

Finality does not exist in payments

BNPLs: Businesses Needing Provided Legibility

Mortgages are a manufactured product

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